United Healthcare Coverage for Addiction TreatmentUsing United Healthcare Insurance Coverage to pay for addiction treatment: One of the first things that someone thinks of when considering going to treatment for substance or alcohol abuse is the cost of the program. Substance abuse treatment can be costly. Fortunately, your United Healthcare insurance plan will cover alcohol and substance abuse treatment. Treatment could be free or at a fraction of the costs that you would expect. Our addiction treatment specialists can help you find treatment options for substance abuse and mental health disorders that your insurance plan will cover. We work with programs that are both in-network and out-of-network with United Healthcare Insurance. If you would like to find out more about drug rehab programs near you, give us a call and we can get your insurance verified today.
What you will learn:
- Will United Healthcare cover rehabs for drugs and alcohol?
- Types of drugs that are covered for treatment?
- Using United Healthcare to Pay for Detox
- What are the different plans that United Healthcare offers?
- Can you use your United Healthcare insurance for out-of-state treatment programs?
- United Healthcare Group Insurance
- Why call us?
Will United Healthcare cover rehabs for drugs and alcohol?United Healthcare does cover mental health treatment and substance abuse disorders. United Healthcare covers millions of people and is considered one of the largest insurance companies in the United States. United Healthcare (UHC) may cover up to 100% of your inpatient rehab depending on your specific insurance plan, deductible, chosen provider, and location. You can call the number on the back of your card to see what your benefits are for different types of services. We can check your coverage for you. We work with several different treatment centers that will accept your United Healthcare insurance. We offer alcohol abuse disorder treatment programs, substance abuse treatment, detox, and co-occurring substance abuse and mental health treatment programs. As with all insurance plans, coverage may vary depending on the plan chosen, location, and provider. You can call the number on the back of your insurance card to find approved rehab center programs that are near you. You can also check your portal and find out what benefits are available through your policy HERE.
Types of drugs that are covered for treatment?Typically, most drugs, that can be abused can be covered by your health insurance plan and available to receive treatment. Insurance typically covers alcohol, heroin, cocaine, meth, suboxone, steroids, and more. United Healthcare will cover other addictive substances including opioids and other prescription medication misuse. Many treatment centers are in-network with AvMed insurance group and choosing the best program for your specific needs is the most important first step in the recovery process. No two people who enter treatment are the same, which is why there are different approaches used in the treatment of addictions. Addictions covered by United Healthcare include most types of drugs and alcohol that can be habit-forming including:
Using United Healthcare to Pay for DetoxSome drugs including alcohol can be medically dangerous to try and detox on your own. This is why United Healthcare will cover detoxification for its members. Medically supervised detoxification can be offered through the inpatient rehab center program you have chosen, which is usually the best option for someone continuing with inpatient rehab after detox. Depending on your plan choices and the state you reside in can determine which detox centers are available through your insurance plan.
What are the different plans that United Healthcare offers?Plans offered by United Healthcare offer several tiers of coverage that can vary from state to state. They offer 3 levels of coverage generally Choice, Choice Plus, and Options PPO.
- United Healthcare Choice Plan offers in-network coverage through their list of providers with 859,000 providers nationwide.
- United Healthcare Choice Plus PPO offers added benefits for using in-network providers, saving you money through lower out-of-pocket expenses, and deductibles if you use someone in the preferred provider network.
Can you use your United Healthcare insurance for out-of-state treatment programs?United Healthcare Insurance does not consider location as a barrier to seeking treatment for substance abuse or alcohol dependency as long as you use an in-network provider. If you have a United Healthcare Choice PPO plan, you can still choose an out-of-network provider, but your co-payment may be higher. Some people who are looking to recover from addiction need to leave their area for treatment to be effective. With United Healthcare you have options.
United Healthcare Group InsuranceUnited Healthcare Group Insurance has two companies under its umbrella- United Healthcare, and Optum, that offer healthcare coverage in all 50 states and 130 or more countries. This group provides healthcare for over 28 million Americans. This company has been providing healthcare since 1974 and has grown, evolved, and helped shape the insurance environment in the United States. United Healthcare provides benefits services and healthcare coverage options. Optum provides information and technology-enabled health services.
Why call us?Confidentiality: if you decide to call us or fill out our contact form your information is protected by HIPPA Laws.
Streamline the process: We will try our best to remove any confusion and frustration verifying your insurance coverage. We have over 20 years of experience in the field of addiction, and the programs that work with us have contracts with most of the big-name insurance companies. Our insurance verification specialists will be able to communicate directly with your insurance provider and find out if your plan is in-network with one or more of the treatment programs in our network.
Medications, Counseling, and Related Conditions
Mental Health Substance Abuse Coverage
Erik Epp – Content Author