Does Insurance Cover 100% of the costs of Drug Rehab?
Insurance companies will often charge premiums, deductibles, and copayments to help them mitigate the costs of treatment for addictions to drugs or alcohol. Insurance companies may ask their members to look at their in-network providers to help them lower their costs of treatment for addiction. In-network treatment programs help lower out-of-pocket expenses. Choosing your treatment program may cost more in out-of-pocket expenses if out of network and can be at a considerably lower rate or free depending on the policy. Being able to choose what type of treatment program would best fit your addiction will always be a better fit for most looking for a solution to their addiction issues. Some private drug rehab centers will offer third-party loan options to help cover the co-payment costs and deductibles.What if I Don’t Have Insurance?
Lack of insurance coverage and high deductibles are some of the reasons that some people may not want to enter into treatment for their addiction to drugs or alcohol. Recent surveys have disclosed that only 1 in 10 people suffering from addiction to drugs or alcohol seek treatment for their addictions. Medicaid and Medicare will cover most of the costs when going to rehab for addiction. There are also scholarships and work-study programs, small loans, and sliding scale fee programs available for people who do not have insurance or the money to pay outright for treatment. Even with the rising numbers of people covered by insurance, it can still be expensive to enter a private drug rehab center, however, there are ways to work around or lower the cost. If you or a loved one has been suffering through addiction and has insurance there is no excuse not to get treatment. We can help you locate an in-network drug rehab center or out-of-network treatment program for addiction by calling us today.1-800-513-5423
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Medications, Counseling, and Related Conditions
Erik Epp – Content Author