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Drug Rehabs That Take Insurance in Kentucky

 When searching for drug rehab centers in Kentucky that accept health insurance, you will find there are many different types of treatment programs available. Using your insurance to cover the cost of rehabilitation for addiction to drugs or alcohol will give the individual a choice as to what therapy or services will best work for their specific addiction. Your therapy and treatment will be done in a comfortable setting that is conducive to helping you recover. With health insurance, there are many more treatment options available to you than without insurance. Most insurance companies will have a list of preferred providers that the insurance company has contracted with called in-network providers. They will also offer out-of-network treatment options for their members.

There is no one-size-fits-all treatment program for addiction to drugs or alcohol. When looking for a drug rehab center, it is important to find out the different types of therapy and treatment models used in treating addiction. Some centers for addiction are not set up to perform in-house detoxification so if you require medical detox, going to a facility that offers detox will be important. If you would like to go to treatment on the beach, in a more secluded and private area, that is another option to consider. Some people request to bring their dogs or cats with them to rehab. Many substance abuse rehab centers now allow pets. Faith-based programs in Kentucky are a great choice for Christian people who are struggling with addiction. There are also secular drug and alcohol rehabs available in Kentucky. Some programs that accept insurance may not be a good fit for you, while others may be exactly what you are looking for. It is sometimes beneficial for the client to go to treatment further away from home. Getting away from temptations and friends who may still be using is often better for many people. Clients who go to rehab in another state also have a harder time leaving treatment early as well. Depending on the situation, our counselors may suggest looking for substance abuse programs that are a plane flight away. Going to the best drug rehab center suited to you can give you the best chance at long-lasting recovery. Finding a rehabilitation program that will accept your insurance can have many benefits that you may not be aware of. Give us a call and we can help you determine what program would be best for your specific needs.

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What you will earn on this page:

* Will Insurance Cover Private Inpatient Care? 
* Do all drug rehab centers accept private health insurance?
* What is the difference between in-network and out-of-network?
* How to find an in-network drug rehab center in Kentucky
* Will my insurance pay for medicated detox?
* Will insurance cover all my treatment costs?
* How do I know if my insurance will pay for therapy and treatment?
*Do substance abuse and alcoholism programs accept TRICARE?


Will Insurance Cover Private Inpatient Care? 

 Since the inception of the Affordable Care Act, insurance providers have been forced to provide what is called “minimum essential coverage requirements”, including mental health and substance abuse treatment. This has improved the accessibility of addiction treatment in the state of Kentucky. Each insurance plan will offer different coverage for addiction treatment. Insurance bought through the marketplace can be purchased in 4 different plans including Bronze, Silver, Gold, and Platinum with open enrollment starting in November.

 Insurance plans can differ in network types and co-payment requirements. This depends on the plan you have chosen. HMO insurance will usually only cover in-network contracted addiction treatment programs in Kentucky but will sometimes make allowances for out-of-network coverage depending on needs and recommendations from your primary care doctor. PPO insurance plans have in-network drug rehab programs that they recommend but will pay for out-of-network addiction treatment centers.

Do all drug rehab centers accept private health insurance?

 No, some programs will accept most private health insurance plans and others may not accept insurance at all. Some programs can and will accept some private health insurance plans and others may not accept insurance at all. Insurance companies will try and give you the minimum required treatment option, which is typically only to help them save money on addiction treatment programs. Getting a third party to help advocate for the insured person is always recommended. READ MORE 

What is the difference between in-network and out-of-network?

 In-network drug and alcohol treatment programs have contracted with insurance providers to offer treatment at a lower cost than out-of-network providers. Drug rehab centers in Kentucky that are in-network with a health insurance provider can offer lower co-payments and deductibles usually 10% or more of savings on the costs of going to a drug rehab center.

 Drug rehab centers that are out-of-network are not held to the constraints of what the network will pay for and usually can offer more amenities and recovery options. Out-of-network drug rehab centers can cost a bit more out of pocket and even sometimes less than in-network insurance coverage. This will depend on the addiction treatment program you have chosen.

How to find an in-network drug rehab center in Kentucky

 For inpatient treatment options and detox programs that will accept your private health insurance give us a call today. We can help get you to the best treatment program that your insurance provider will cover. We can offer in-network and out-of-network programs so you can get the most out of your insurance plan.  Not all treatment centers are the same and choosing the best one for your individual needs can help ensure long-lasting recovery from addiction to drugs or alcohol. Depending on your provider and insurance policy your addiction treatment program may be free or at a considerably lower cost. READ MORE 

Will my insurance pay for a medicated detox?

Detox can be covered in part through your health care plan depending on the addiction and drugs needing to be detoxified from will determine the level of care they will provide. In most cases, your private health insurance will cover some of your drug or alcohol detox stay. Detoxification from substances can be covered in part through your health care plan, however, the severity of the addiction and drugs needing to be detoxified will determine the level of care they will provide.  READ MORE

Will insurance cover all my treatment costs?

Private health insurance can cover anywhere from 100% of treatment to about 60% depending on insurance plans, premiums, deductibles, and copayments. Finding an in-network drug rehab center in Kentucky can save the individual seeking treatment for an addiction a considerable amount of money in copayments and deductibles. READ MORE 

How do I know if my insurance will pay for therapy and treatment?

Private health insurance companies have been required to cover treatment for addiction through the ACA’s required 10 Elements of Essential Health Benefits that all healthcare providers are required to follow. Treatment services that are covered can vary from provider to provider depending on the plan you have chosen. With that being said, there is almost always a cost passed on to the insured person through co-payments and out-of-pocket expenses. READ MORE

Do substance abuse and alcoholism programs accept TRICARE?

With recent changes to the VA, there have been more drug rehab centers that can now accept Tricare insurance. Veterans in need of treatment can now get into some of the best private drug rehab programs and have it covered by Tricare. READ MORE 

We can help you locate treatment for addiction in your area or anywhere in the USA. To locate AA meetings, group meetings, 12-step programs, inpatient treatment, or outpatient services in your town give us a call now. 24/7 Service

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Covington, Kentucky Drug Rehabs
Elizabethtown Ky. Addiction Treatment
Florence, Kentucky Drug & Alcohol Rehabilitation
Georgetown, KY Substance Abuse Treatment
Lexington, Kentucky 30/90 Day Treatment Centers
Louisville, Kentucky Inpatient Drug Rehab Programs

Addiction No More tries to provide its users with the most updated information on each carrier’s substance abuse insurance coverage but due to ongoing policy changes, and contract changes, errors can occur. Please check with your insurance provider to confirm coverage levels directly. 
 
Dave Harmon and Associates offers medication-assisted detoxification treatment programs for addiction through their outpatient clinic for substance abuse in Louisville, KY. This substance abuse drug rehab program offers outpatient drug rehab, intensive outpatient substance abuse programs, and medication-assisted outpatient detox/tapering programs for opioid abuse. Treatment approaches can include medication-assisted detox, trauma-related counseling, REBT, CMMI, DBT, CBT, 12-step facilitation approach, a brief intervention approach, and relapse prevention. This drug rehab center accepts private health insurance, cash or self-payments, and some state and federal-funded insurance plans including Military Insurance. 
Dave Harmon and Associates 
3934 Dixie Highway Suite 310
Louisville, KY 40216

LifeSkills Service Center offers treatment programs for substance abuse through its outpatient mental health clinic in Brownsville, KY. Treatment approaches can include dual diagnosis drug rehab, cognitive behavior therapy, one-on-one therapy, family/couples counseling, behavior modification, trauma-related therapy sessions, and Telemedicine therapy sessions. This outpatient drug rehab center accepts private health insurance, cash or self-payment, and most federal and state-funded insurance plans including Military insurance TriCare. 
LifeSkills Service Center Edmonson County Service Center
205 Mohawk Drive
Brownsville, KY 42210

Pulaski Clinic offers outpatient drug rehabilitation programs through its mental health treatment center. Treatment for addictions is done through their outpatient drug rehab center in Somerset, Kentucky. Treatment approaches can include CBT, CMMI, motivational interviewing, brief intervention approach, 12-step facilitation approach, REBT, Trauma-related counseling sessions, and relapse prevention. Accepted payment types include private health insurance plans, cash or self-payments, Military insurance, Medicaid, and Medicare. 
Adanta Group Pulaski Clinic
259 Parkers Mills Road
Somerset, KY 42501

Lourdes Behavioral Health offers a few different levels of care for handling addictions to drugs or alcohol including inpatient residential drug rehabilitation programs, outpatient drug rehab, and intensive outpatient substance abuse treatment programs for addiction. Treatment approaches can include CBT, DBT, individual psychotherapy, group process therapy sessions, group therapy, and activity therapy. This residential drug rehab center in Kentucky accepts private health insurance, cash or self-payments, and some state-funded insurance plans including military insurance. 
Lourdes Hospital Lourdes Behavioral Health Institute
1530 Lone Oak Road
Paducah, KY 42003

River Valley Behavioral Healthcare offers outpatient treatment programs for substance abuse that accept private insurance in Kentucky. Treatment approaches include CBT, REBT, a 12-step facilitation approach, motivational interviewing, and relapse prevention programs. This outpatient drug rehab center in Owensboro accepts private health insurance, state-financed insurance other than Medicaid, and Military Insurance.
River Valley Behavioral Healthcare 
Regional Chemical Dependency Program
Cigar Factory Complex
Owensboro, KY 42302

Karen’s Place offers several different programs for substance abuse in Louisa, KY that will accept private health insurance. This drug rehab center offers inpatient drug rehab, outpatient treatment programs for addiction, short-term drug rehab, long-term substance abuse programs, and inpatient detoxification services. Treatment approaches can include medication-assisted withdrawal and tapering programs, CBT, CMMI, anger management, REBT, motivational interviewing, Matrix Model, 12-step facilitation approach, and relapse prevention programs. This drug rehab center in Kentucky accepts private health insurance, Medicaid, and cash or self-payments. 
Karen’s Place
2135 Highway 1185
Louisa, KY 41230

The Wayne County Clinic offers some outpatient substance abuse counseling through their community mental health clinic in Monticello Kentucky. Treatment approaches used in drug rehab programs include one-on-one therapy, DBT, CBT, dual diagnosis drug rehab, trauma therapy, and telemedicine therapy sessions. This drug rehab in Kentucky does accept private health insurance, cash or self-payments, and most federal and state-financed insurance programs including TriCare military insurance plans. 
Adanta Group Wayne County Clinic
735 West Columbia Avenue
Monticello, KY 42633

People Who Care Ministries offers treatment programs and housing solutions for men who have developed a substance abuse problem in Morgan Town, KY. Treatment Approaches include motivational interviewing, CMMI, CBT, anger management, brief intervention approaches, 12-step facilitation approach, REBT, Matrix Model, and relapse prevention. Payments accepted include Private Health Insurance Medicaid, Military Insurance, and cash or self-payment plans.
Andreas Mission for Men People Who Care Ministries Inc
401 South Main Street
Morgantown, KY 42261

Licensed specialists are here to help you find Drug Rehabs That Take Insurance in Kentucky 24/7 Call 1-800-513-5423 for help now.
Summary
Drug Rehabs That Take Insurance in Kentucky
Service Type
Drug Rehabs That Take Insurance in Kentucky
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Addiction Treatment services in Kentucky that accept private healthcare and insurance.
Description
Most drug rehab centers in Kentucky will take your personal insurance. To find out if your insurance is accepted you can contact us at 1-866-391-6530. Inpatient drug treatment programs and detox centers in Kentucky that can be paid for by your insurance are located near you and throughout the state. We can help you find treatment for addiction at little to no out of pocket cost to you, today.

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