Drug Rehab Programs in Kentucky that Accept Private Health Insurance
When searching for drug rehab centers in Kentucky that accept health insurance, you will find there are many different types of treatment programs available. Using your insurance to cover the cost of treatment for addiction to drugs or alcohol will give the individual a choice as to what treatment or service will best work for their specific addiction. Finding the best drug rehab center suited to you can give you the best chance at long-lasting recovery.
You can get clean and sober with just 30 days spent at a drug rehab center that accepts your insurance. This will be done in a comfortable setting that is conducive to helping you recover. With health insurance, there are many more treatment options available to you than without insurance. Most insurance companies will have a list of preferred providers that the insurance company has contracted with called in-network providers. They will also offer out-of-network treatment options for their members.
There is no one size fits all treatment program for addiction to drugs or alcohol. When looking for a drug rehab center, it is important to find out the different types of therapy and treatment models used in treating addiction. Some programs that accept insurance may not be a good fit your you, while others may be exactly what you are looking for. Finding your own treatment program can have many benefits that you may not be aware of. Give us a call and we can help you determine what program would be best for your specific needs.
How do you get Insurance to cover Private Inpatient Care?
Since the inception of the Affordable Care Act, insurance providers have been forced to provide what is called “minimum essential coverage requirements”, including mental health and substance abuse treatment. This has improved the accessibility of addiction treatment in the state of Kentucky. Each insurance plan will offer different coverage for addiction treatment. Insurance bought through the marketplace can be purchased in 4 different plans including Bronze, Silver, Gold, and Platinum with open enrolment starting in November.
Insurance plans can differ in network types and co-payment requirements. This depends on the plan you have chosen. HMO insurance will usually only cover in-network contracted addiction treatment programs in Kentucky but will sometimes make allowances for out-of-network coverage depending on needs and recommendations from your primary care doctor. PPO insurance plans have in-network drug rehab programs that they recommend but will pay for out-of-network addiction treatment centers.
What is the difference between in-network addiction treatment programs and out-of-network drug rehab centers?
In-network drug and alcohol treatment programs in Kentucky have contracted with the insurance providers to offer treatment at a lower cost, most of the time, than out-of-network providers. Drug rehab centers in Kentucky that are in-network with a health insurance provider can offer lower co-payments and deductibles usually 10% or more of savings on the costs of entering into a drug rehab center in Kentucky.
Drug rehab centers that are out-of-network are not held to the constraints of what the network will pay for and usually can offer more amenities and recovery options. Out-of-network drug rehab centers can cost a bit more out of pocket and even sometimes less than in-network insurance coverage. This will depend on the addiction treatment program you have chosen.
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How to find an in-network drug rehab center in Kentucky
For inpatient treatment options and detox programs that will accept your private health insurance give us a call today. We can help get you to the best treatment program that your insurance provider will cover. We can offer in-network and out of network programs so you can get the most out of your insurance plan. Not all treatment centers are the same and choosing the best one for your individual needs can help ensure long-lasting recovery from addiction to drugs or alcohol. Addiction No More has in-network drug rehab programs that service Kentucky, call us today and see if they are right for you. Depending on your provider and insurance policy your addiction treatment program may be free or at a considerably lower cost.
Do all drug rehab centers in Kentucky accept private health insurance?
No, some programs will accept most private health insurance plans and others may not accept insurance at all.
Will insurance cover all my treatment costs for inpatient drug rehabilitation programs in Kentucky?
Private health insurance can cover anywhere from 100% of treatment to about 60% depending on insurance plans, premiums, deductibles, and copayments. Finding an in-network drug rehab center in Kentucky can save the individual seeking treatment for an addiction a considerable amount of money in copayments and deductibles.
Will my insurance pay for a private detox center in Kentucky?
Most times detox can be covered in part through your health care plan depending on the addiction and drugs needing to be detoxified from will determine the level of care they will provide.
How do I find out if my private health insurance will cover inpatient drug rehab?
Private health insurance companies have been required to cover treatment for addiction through the ACA’s required 10 Elements of Essential Health Benefits that all healthcare providers are required to follow.
Do drug rehab center programs accept Military insurance Tricare?
With recent changes to the VA, there have been more drug rehab centers that can now accept Tricare insurance. Veterans in need of treatment can now get into some of the best private drug rehab programs and have it covered by Tricare.
We can help you locate in-network treatment programs for addiction. Give us a call and we can discuss if one of our programs is the best fit for you and the current addiction problem you are facing.
For a complete list, call us today.
LifeSkills Service Center offers treatment programs for substance abuse through their outpatient mental health clinic in Brownsville, KY. Treatment approaches can include dual diagnosis drug rehab, cognitive behavior therapy, one on one therapy, family/couples counseling, behavior modification, trauma-related therapy sessions, and Telemedicine therapy sessions. This outpatient drug rehab center accepts private health insurance, cash or self-payment, and most federal and state-funded insurance plans including Military insurance TriCare.
Brownsville, KY 42210
Pulaski Clinic offers outpatient drug rehabilitation programs through its mental health treatment center. Treatment for addictions is done through their outpatient drug rehab center in Somerset, Kentucky. Treatment approaches can include CBT, CMMI, motivational interviewing, brief intervention approach, 12 step facilitation approach, REBT, Trauma-related counseling sessions, and relapse prevention. Accepted payment types include private health insurance plans, cash or self payments, Military insurance, Medicaid, and Medicare.
Somerset, KY 42501
Lourdes Behavioral Health offers a few different levels of care for handling addictions to drugs or alcohol including inpatient residential drug rehabilitation programs, outpatient drug rehab, and intensive outpatient substance abuse treatment programs for addiction. Treatment approaches can include CBT, DBT, individual psychotherapy, group process therapy sessions, group therapy, and activity therapy. This residential drug rehab canter in Kentucky accepts private health insurance, cash or self payments, and some state-funded insurance plans including military insurance.
River Valley Behavioral Healthcare offers outpatient treatment programs for substance abuse that accepts private insurance in Kentucky. Treatment approaches include CBT, REBT, a 12 step facilitation approach, motivational interviewing, and relapse prevention programs. This outpatient drug rehab center in Owensboro accepts private health insurance, state-financed insurance other than Medicaid, and Military Insurance.
River Valley Behavioral Healthcare
Regional Chemical Dependency Program
Karens Place offers several different programs for substance abuse in Louisa, KY that will accept private health insurance. This drug rehab center offers inpatient drug rehab, outpatient treatment programs for addiction, short-term drug rehab, long-term substance abuse programs, and inpatient detoxification services. Treatment approaches can include medication-assisted withdrawal and tapering programs, CBT, CMMI, anger management, REBT, motivational interviewing, Matrix Model, 12 step facilitation approach, and relapse prevention programs. This drug rehab center in Kentucky accepts private health insurance, Medicaid, and cash or self payments.
Louisa, KY 41230
The Wayne County Clinic offers some outpatient substance abuse counseling through their community mental health clinic in Monticello Kentucky. Treatment approaches used in drug rehab programs include one on one therapy, DBT, CBT, dual diagnosis drug rehab, trauma therapy, and telemedicine therapy sessions. This drug rehab in Kentucky does accept private health insurance, cash or self payments, and most federal and state-financed insurance programs including TriCare military insurance plans.
People Who Care Ministries offers treatment programs and housing solutions for men that have developed a substance abuse problem in Morgan Town, KY. Treatment Approaches include motivational interviewing, CMMI, CBT, anger management, brief intervention approaches, 12 step facilitation approach, REBT, Matrix Model, and relapse prevention. Payments accepted include Private Health Insurance Medicaid, Military Insurance, and cash or self-payment plans.
Morgantown, KY 42261
Addiction No More tries to provide its users with the most updated information on each carrier’s substance abuse insurance coverage but due to ongoing policy changes, and contract changes, errors can occur. Please check with your insurance provider to confirm coverage levels directly.