Drug Rehab Programs in Indiana that Accept Private Health Insurance
When searching for drug rehab centers in Indiana that accept health insurance, you will find there are many different types of treatment programs available. Using your insurance to cover the cost of treatment for addiction to drugs or alcohol will give the individual a choice as to what treatment or service will best work for their specific addiction. Finding the best drug rehab center suited to you can give you the best chance at long-lasting recovery.
You can get clean and sober with just 30 days spent at a drug rehab center that accepts your insurance. This will be done in a comfortable setting that is conducive to helping you recover. With health insurance, there are many more treatment options available to you than without insurance. Most insurance companies will have a list of preferred providers that the insurance company has contracted with called in-network providers. They will also offer out-of-network treatment options for their members.
There is no one size fits all treatment program for addiction to drugs or alcohol. When looking for a drug rehab center, it is important to find out the different types of therapy and treatment models used in treating addiction. Some programs that accept insurance may not be a good fit your you, while others may be exactly what you are looking for. Finding your own treatment program can have many benefits that you may not be aware of. Give us a call and we can help you determine what program would be best for your specific needs.
How do you get Insurance to cover Private Inpatient Care?
Since the inception of the Affordable Care Act, insurance providers have been forced to provide what is called “minimum essential coverage requirements”, including mental health and substance abuse treatment. This has improved the accessibility of addiction treatment in the state of Indiana. Each insurance plan will offer different coverage for addiction treatment. Insurance bought through the marketplace can be purchased in 4 different plans including Bronze, Silver, Gold, and Platinum with open enrolment starting in November.
Insurance plans can differ in network types and co-payment requirements. This depends on the plan you have chosen. HMO insurance will usually only cover in-network contracted addiction treatment programs in Indiana but will sometimes make allowances for out-of-network coverage depending on needs and recommendations from your primary care doctor. PPO insurance plans have in-network drug rehab programs that they recommend but will pay for out-of-network addiction treatment centers.
What is the difference between in-network addiction treatment programs and out-of-network drug rehab centers?
In-network drug and alcohol treatment programs in Indiana have contracted with the insurance providers to offer treatment at a lower cost, most of the time, than out-of-network providers. Drug rehab centers in Indiana that are in-network with a health insurance provider can offer lower co-payments and deductibles usually 10% or more of savings on the costs of entering into a drug rehab center in Indiana.
Drug rehab centers that are out-of-network are not held to the constraints of what the network will pay for and usually can offer more amenities and recovery options. Out-of-network drug rehab centers can cost a bit more out of pocket and even sometimes less than in-network insurance coverage. This will depend on the addiction treatment program you have chosen.
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How to find an in-network drug rehab center in Indiana
For inpatient treatment options and detox programs that will accept your private health insurance give us a call today. We can help get you to the best treatment program that your insurance provider will cover. We can offer in-network and out of network programs so you can get the most out of your insurance plan. Not all treatment centers are the same and choosing the best one for your individual needs can help ensure long-lasting recovery from addiction to drugs or alcohol. Addiction No More has in-network drug rehab programs that service Indiana, call us today and see if they are right for you. Depending on your provider and insurance policy your addiction treatment program may be free or at a considerably lower cost.
Do all drug rehab centers in Indiana accept private health insurance?
No, some programs will accept most private health insurance plans and others may not accept insurance at all.
Will insurance cover all my treatment costs for inpatient drug rehabilitation programs in Indiana?
Private health insurance can cover anywhere from 100% of treatment to about 60% depending on insurance plans, premiums, deductibles, and copayments. Finding an in-network drug rehab center in Indiana can save the individual seeking treatment for an addiction a considerable amount of money in copayments and deductibles.
Will my insurance pay for a private detox center in Indiana?
Most times detox can be covered in part through your health care plan depending on the addiction and drugs needing to be detoxified from will determine the level of care they will provide.
How do I find out if my private health insurance will cover inpatient drug rehab?
Private health insurance companies have been required to cover treatment for addiction through the ACA’s required 10 Elements of Essential Health Benefits that all healthcare providers are required to follow.
Do drug rehab center programs accept Military insurance Tricare?
With recent changes to the VA, there have been more drug rehab centers that can now accept Tricare insurance. Veterans in need of treatment can now get into some of the best private drug rehab programs and have it covered by Tricare.
We can help you locate in-network treatment programs for addiction. Give us a call and we can discuss if one of our programs is the best fit for you and the current addiction problem you are facing.
For a complete list, call us today.
Oaklawn Psychiatric Center offers outpatient drug and alcohol substance abuse treatment programs and inpatient drug rehab programs in Goshen, Indiana. Treatment approaches include Cognitive behavior therapy, Dialectical behavior therapy, Individual psychotherapy sessions, and Group therapy. This drug rehab center accepts private health insurance, cash or self payments, and most federal and state-funded insurance policies Including Tri-Care Military Insurance plans.
Frances House offers Inpatient drug rehabilitation programs for adults struggling with substance abuse problems. Treatment approaches include Individual Psychotherapy utilizing the latest techniques/therapy models, group processing/therapy sessions, and relapse prevention therapy sessions. Accepted payment types include Private health insurance, self-payment or cash pay, and most federal and state-funded insurance plans including Military Insurance Tricare.
Southwestern Behavioral Healthcare offers a treatment program for teens and youth that have developed a substance abuse problem. This teen drug rehab center offers outpatient drug rehab, day treatment programs, and partial hospitalization treatment plans in Evansville, Indiana. Treatment approaches can include CBT, DBT, Behavior modification, REBT, trauma therapy, community reinforcement plus vouchers, one on one therapy sessions, group therapy, and relapse prevention.
Community Health Network offers inpatient addiction treatment programs through their psychiatric unit of the general hospital. Treatment approaches used in drug and alcohol treatment programs include CBT, Behavior Modification, DBT, Dual diagnosis drug rehab center program, Couples/Family Counseling sessions, and telemedicine therapy programs. This drug rehab center program can be paid for with Private Health Insurance, cash or self payments, and some state-financed insurance plans including Military Insurance Plans.
Community Health Network Behavioral Health Pavillion
Parkview Regional drug rehab program offers hospital inpatient substance abuse treatment programs, PHP day treatment programs, and regular outpatient drug treatment programs in Fort Wayne, Indiana. Treatment approaches can include cognitive behavior therapy, group process therapy, activity therapy, and individual psychotherapy. This drug rehab center in Indiana can be paid for with private health insurance, military insurance, cash or self-payment, and Medicaid/Medicare.
LifeSpring offers outpatient drug rehab and outpatient detoxification programs in Corydon, Indiana. Treatment approaches can include detox, CBT, DBT, Anger Management, 12 steps Facilitation Approach, Brief Intervention Approach, Trauma-related Counseling, and relapse prevention. Payments accepted include private health insurance, self-pay or cash pay, Medicaid, Medicare, and military insurance TriCare.
LifeSpring Inc DBA LifeSpring Health Systems
Centerstone of Indiana offers outpatient treatment programs for families and youth through their community mental health clinic in Union City, Indiana. Treatment approaches include one on one psychotherapy, couples/family counseling, CBT, trauma therapy, and group processing therapy sessions. This drug rehab center accepts Private Health Insurance, cash or self-payments, and most federal and state-funded insurance plans including military insurance Tricare.
Addiction No More tries to provide its users with the most updated information on each carrier’s substance abuse insurance coverage but due to ongoing policy changes, and contract changes, errors can occur. Please check with your insurance provider to confirm coverage levels directly.