Drug Rehab Programs in Iowa that Accept Private Health Insurance
When searching for drug rehab centers in Iowa that accept health insurance, you will find there are many different types of treatment programs available. Using your insurance to cover the cost of treatment for addiction to drugs or alcohol will give the individual a choice as to what treatment or service will best work for their specific addiction. Finding the best drug rehab center suited to you can give you the best chance at long-lasting recovery.
You can get clean and sober with just 30 days spent at a drug rehab center that accepts your insurance. This will be done in a comfortable setting that is conducive to helping you recover. With health insurance, there are many more treatment options available to you than without insurance. Most insurance companies will have a list of preferred providers that the insurance company has contracted with called in-network providers. They will also offer out-of-network treatment options for their members.
There is no one size fits all treatment program for addiction to drugs or alcohol. When looking for a drug rehab center, it is important to find out the different types of therapy and treatment models used in treating addiction. Some programs that accept insurance may not be a good fit your you, while others may be exactly what you are looking for. Finding your own treatment program can have many benefits that you may not be aware of. Give us a call and we can help you determine what program would be best for your specific needs.
How do you get Insurance to cover Private Inpatient Care?
Since the inception of the Affordable Care Act, insurance providers have been forced to provide what is called “minimum essential coverage requirements”, including mental health and substance abuse treatment. This has improved the accessibility of addiction treatment in the state of Iowa. Each insurance plan will offer different coverage for addiction treatment. Insurance bought through the marketplace can be purchased in 4 different plans including Bronze, Silver, Gold, and Platinum with open enrolment starting in November.
Insurance plans can differ in network types and co-payment requirements. This depends on the plan you have chosen. HMO insurance will usually only cover in-network contracted addiction treatment programs in Iowa but will sometimes make allowances for out-of-network coverage depending on needs and recommendations from your primary care doctor. PPO insurance plans have in-network drug rehab programs that they recommend but will pay for out-of-network addiction treatment centers.
What is the difference between in-network addiction treatment programs and out-of-network drug rehab centers?
In-network drug and alcohol treatment programs in Iowa have contracted with the insurance providers to offer treatment at a lower cost, most of the time, than out-of-network providers. Drug rehab centers in Iowa that are in-network with a health insurance provider can offer lower co-payments and deductibles usually 10% or more of savings on the costs of entering into a drug rehab center in Iowa.
Drug rehab centers that are out-of-network are not held to the constraints of what the network will pay for and usually can offer more amenities and recovery options. Out-of-network drug rehab centers can cost a bit more out of pocket and even sometimes less than in-network insurance coverage. This will depend on the addiction treatment program you have chosen.
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How to find an in-network drug rehab center in Iowa
For inpatient treatment options and detox programs that will accept your private health insurance give us a call today. We can help get you to the best treatment program that your insurance provider will cover. We can offer in-network and out of network programs so you can get the most out of your insurance plan. Not all treatment centers are the same and choosing the best one for your individual needs can help ensure long-lasting recovery from addiction to drugs or alcohol. Addiction No More has in-network drug rehab programs that service Iowa, call us today and see if they are right for you. Depending on your provider and insurance policy your addiction treatment program may be free or at a considerably lower cost.
Do all drug rehab centers in Iowa accept private health insurance?
No, some programs will accept most private health insurance plans and others may not accept insurance at all.
Will insurance cover all my treatment costs for inpatient drug rehabilitation programs in Iowa?
Private health insurance can cover anywhere from 100% of treatment to about 60% depending on insurance plans, premiums, deductibles, and copayments. Finding an in-network drug rehab center in Iowa can save the individual seeking treatment for an addiction a considerable amount of money in copayments and deductibles.
Will my insurance pay for a private detox center in Iowa?
Most times detox can be covered in part through your health care plan depending on the addiction and drugs needing to be detoxified from will determine the level of care they will provide.
How do I find out if my private health insurance will cover inpatient drug rehab?
Private health insurance companies have been required to cover treatment for addiction through the ACA’s required 10 Elements of Essential Health Benefits that all healthcare providers are required to follow.
Do drug rehab center programs accept Military insurance Tricare?
With recent changes to the VA, there have been more drug rehab centers that can now accept Tricare insurance. Veterans in need of treatment can now get into some of the best private drug rehab programs and have it covered by Tricare.
We can help you locate in-network treatment programs for addiction. Give us a call and we can discuss if one of our programs is the best fit for you and the current addiction problem you are facing.
For a complete list, call us today.
Jackson Recovery Centers offers substance abuse treatment programs through their Outpatient drug rehab center in Onawa, Iowa. Treatment approaches include a 12 step facilitation approach, trauma-related counseling sessions, motivational interviewing, cognitive behavior therapy, and relapse prevention sessions. This outpatient drug rehab center accepts private health insurance, self or cash payments, and Medicaid.
Buena Vista Regional Medical offers an inpatient addiction treatment program through their psychiatric unit in the general hospital. Treatment approaches include individual psychotherapy, behavior modification, CBT, and inpatient dual diagnosis drug rehab. Payments accepted at this inpatient drug rehab center in Storm Lake, Iowa include cash or self payments, private health insurance, and some state-financed insurance programs.
Buena Vista Regional Medical Center
1525 West 5th Street
Storm Lake, IA 50588
Northeast Iowa Mental Health Center offers outpatient substance abuse treatment programs through the community mental health center in Cresco, Iowa. Treatment approaches include dual diagnosis drug rehab, trauma therapy, couples/family counseling, individual psychotherapy, and relapse prevention. This drug rehab center accepts private health insurance plans, most federal/state-financed insurance plans including TriCare Military insurance, and cash or self payments.
112 North Elm Street
Cresco, IA 52136
Hope Haven offers outpatient drug rehab programs for substance abuse in Rock Valley, Iowa. Treatment approaches used in therapy include one on one therapy sessions, couples/family counseling, group processing therapy, CBT, DBT, and behavior modification programs. This drug rehab center in Iowa accepts private health insurance, cash payments, and most state/federally funded insurance plans including TriCare Military insurance plans.
Hope Haven Inc Pro Plaza
1311 Golf Course Road
Rock Valley, IA 51247
Addictions Recovery Center in Knoxville, Iowa offers outpatient drug rehab center programs that accept private health insurance. Treatment approaches used in therapy include Motivational Interviewing, a 12 step facilitation approach, REBT, CBT, DBT, anger management, trauma-related therapy, Brief Intervention Approach, and relapse prevention. This drug rehab center in Iowa accepts Private Health Insurance plans, cash or self-payments, and Medicaid.
410 East Robinson Street
Knoxville, IA 50138
Cass County Memorial Hospital offers treatment for substance abuse through the Psychiatric unit of their general hospital. Treatment settings include residential inpatient drug rehab, and aftercare follow-up treatment plans. Treatment approaches include CBT, Individual psychotherapy, group therapy/processing groups, and now offering telemedicine drug treatment counseling sessions. This drug rehabilitation program in Atlantic, Iowa accepts private health insurance, cash or self-pay programs, and most federal and state-funded insurance plans including Tricare Military insurance.
1501 East 10th Street
Atlantic, IA 50022
Crossroads Substance abuse treatment program offers an outpatient drug rehab center program through their mental health facility in Lenox, Iowa. Treatment approaches include group processing and therapy, one on one individual psychotherapy sessions using the latest therapy programs, and proven therapy models. Payments accepted at this drug rehab center include cash or self-payments, private health insurance, and some state/federally funded insurance plans including TriCare Military Insurance.
Lenox, IA 50851
Addiction No More tries to provide its users with the most updated information on each carrier’s substance abuse insurance coverage but due to ongoing policy changes, and contract changes, errors can occur. Please check with your insurance provider to confirm coverage levels directly.