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Will Private Health Insurance Cover Inpatient Drug Rehab?

Healthcare providers are required by law to offer treatment for substance abuse since the Affordable Care Act became law. Treatment services that are covered can vary from provider to provider depending on the plan you have chosen. With that being said, there is almost always a cost passed on to the insuree through co-payments and out-of-pocket expenses.

Co-payments for inpatient drug rehabilitation programs fall under the mental health sections of your health care plan. There is a set limit for out-of-pocket expenses for mental health and this can vary from $3500 up to around $8000 depending on your healthcare plan. An in-network drug rehab center can offer lower deductibles and out-of-pocket expenses through contracts with addiction treatment programs.  If you can’t afford to come up with the required co-payment there are some options that you can consider to help expedite the process. Some rehab programs offer low and no-interest loans through third-party companies to help you enter into treatment. Grants and work-study programs can also be available to those who cannot afford to pay their co-payments.

If you would like to go to treatment in a different state there are still options. It is sometimes beneficial for the client to go to treatment further away from home. Getting away from temptations and friends who may still be using is often better for many people. Clients who go to rehab in another state also have a harder time leaving treatment early as well. Depending on the situation, our counselors may suggest looking for substance abuse programs that are a plane flight away.

Give us a call and we can discuss how to get you the help you need to enter into a program today to begin the next chapter of your life. Our addiction helpline can answer most insurance questions and even help find out how much your insurance provider will cover for addiction treatment.
Will Private Health Insurance Cover Inpatient Drug Rehab? Call now to find out. Addiction treatment specialists are here to answer any questions you may have. Call 1-800-513-5423 for help now.

Our certified addiction specialists are here to answer any questions that you may have. Please call us toll-free today. We are here for you 24 hours a day, 7 days a week.

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Health Benefits and Coverage
Medications, Counseling, and Related Conditions

Erik Epp – Content Author

1-800-513-5423

Summary
Will Private Health Insurance Cover Inpatient Drug Rehab?
Service Type
Will Private Health Insurance Cover Inpatient Drug Rehab?
Area
Nationwide helpline for locating drug and alcohol addiction treatment covered by private healthcare, and private insurance companies.
Description
Most drug and alcohol addiction centers accept insurance. Learn how your stay in a drug rehab center can be paid 100% by your personal health insurance. Our addiction helpline can answer most insurance questions and even help find out how much your insurance provider will cover for treatment for addiction. 1-866-391-6530