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Will Private Health Insurance Cover Inpatient Drug Rehab?

How do I find out if my private health insurance will cover inpatient drug rehab?

Health care providers are required by law to offer treatment for substance abuse since the Affordable Care Act became law. Treatment services that are covered can vary from provider to provider depending on the plan you have chosen. With that being said, there is almost always a cost passed on to the insuree through co-payments and out-of-pocket expenses., 
Co-payments for inpatient drug rehabilitation programs fall under the mental health sections of your health care plan. There is a set limit for out-of-pocket expenses for mental health and this can vary from $3500 up to and around $8000 depending on your healthcare plan. An in-network drug rehab center can offer lower deductible and out-of-pocket expenses through contracts with addiction treatment programs.  

Do you have to come up with a co-payment for insurance before entering into drug rehab?

If you can’t afford to come up with the required co-payment there are so
me options that you can consider to help expedite the process. Some rehab programs offer low and no-interest loans through third-party companies to help you enter into treatment. Grants and work-study programs can also be available to those that cannot afford to pay their co-payments.

Give us a call and we can discuss how to get you the help you need to enter into a program today to begin the next chapter of your life. Our addiction helpline can answer most insurance questions and even help find out how much your insurance provider will cover for treatment for addiction.

1-866-391-6530




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Summary
Will Private Health Insurance Cover Inpatient Drug Rehab?
Service Type
Will Private Health Insurance Cover Inpatient Drug Rehab?
Area
Nationwide helpline for locating drug and alcohol addiction treatment covered by private healthcare, and private insurance companies.
Description
Most drug and alcohol addiction centers accept insurance. Learn how your stay in a drug rehab center can be paid 100% by your personal health insurance. Our addiction helpline can answer most insurance questions and even help find out how much your insurance provider will cover for treatment for addiction. 1-866-391-6530
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