First Health Coverage for Addiction Treatment

Using First Health Insurance Coverage to pay for addiction treatment: One of the first things that someone thinks of when considering going to treatment for substance or alcohol abuse is the cost of the program. Substance abuse treatment can be costly. Fortunately, your First Health insurance plan will cover alcohol and substance abuse treatment. Treatment could be free or at a fraction of the costs that you would expect. Our addiction treatment specialists can help you find treatment options for substance abuse and mental health disorders that your insurance plan will cover. We work with programs that are both in-network and out-of-network with First Health Insurance.

Having health insurance does not guarantee coverage for all types of treatment for alcohol or drug addictions. Health insurance coverage can vary by plan. Most health insurance plans will cover most or part of treatment for a substance abuse disorder depending on the plan you have chosen. You can call us to find out if there are any drug rehab centers nearby that take First Health Insurance. If you would like to find out more about drug rehab programs near you, give us a call and we can get your insurance verified today.

1-800-513-5423

What you will learn:

• Will First Health Insurance cover drug or alcohol rehab center programs?
• What type of treatment programs does First Health cover?
• How to check your first health coverage benefits for substance abuse treatment
• Where can I find a program that accepts my First Health insurance plan?
• How to pay your copays to go to rehab
• About First Health Insurance Group
• How To Get Started

Will First Health Insurance cover drug or alcohol rehab center programs?

First Health  Group Corporation will pay for substance misuse, depending on your plan and coverage. Most insurance plans will cover some, or all of your treatment depending on your plan. Coverage may vary depending on what state you reside in, the insurance plan you have chosen, and the rehab center you want to go to. Some insurance plans will cover more for treatment than other plans depending on your policy. First Health will cover inpatient treatment programs.

Our addiction specialists can help you find treatment programs that are in-network with First Health Insurance Group. Your substance abuse treatment could be free or at a lower cost depending on your policy and deductible. To find out if one of our treatment programs is right for you give us a call today. You will be able to talk with one of our admissions and insurance specialists to learn more about our admissions process.

What type of treatment programs does First Health cover?

Detox is a medication-assisted program that helps those who cannot withdraw from medications, drugs, or alcohol without medical complications. Detox programs are monitored by medical professionals to ensure a safe withdrawal from most drugs and alcohol.

Residential Inpatient treatment programs consist of you staying at a center for a set amount of time while undergoing treatment for alcohol or drug addiction.

Outpatient therapy programs usually meet at least once a week for therapy either on a one-on-one basis or in a group setting.

Medication-assisted treatment (MAT)  plans offer several different medications for those needing help recovering from opioids, alcohol, or benzodiazepines. Typically, this type of treatment also has counseling, therapy, and support while enrolled in the program.

Intensive outpatient treatment programs usually consist of therapy and activities several times a week to give you a solid foundation to start building on your recovery. These types of programs work best if you have a stable home environment or have a sober living house to give you support while undergoing treatment.

How to check your first health coverage benefits for substance abuse treatment

If you have been issued an insurance card, you will find a number listed there that you can call to verify your benefits. If you have set up an account or need to set one up with First Health, you can log into their portal and find your coverage limits and co-payment responsibilities there. 

Where can I find a program that accepts my First Health insurance plan?

To find a drug rehab center that takes First Health Insurance, you call the number on the back of your insurance card and ask your provider yourself. You can log into your portal and see what exactly your mental health and substance abuse treatment coverage covers. Our addiction treatment specialists are here for you 24 hours a day, 7 days a week to assist you in finding a treatment center that takes First Health. Call us now to get immediate service. 

How to pay your copays to go to rehab

Coming up with copays, deductibles, or co-insurance payments is something that not many of us have thought about before. This can be a huge deterrent for those seeking treatment for addiction but do not worry some programs can help you cover the costs. Some drug rehabs have scholarships to help, third-party lending with low-interest rates, and some will even work with First Health to negotiate a rate that you can afford. Do not let the lack of money be the only barrier to getting the help you need as you have options that you may not have thought about.

About First Health Insurance Group

First Health Group merged with AETNA and Confinity in May of 2013 which has opened the door for their policyholders to use the expansive network offered by Aetna providing many choices for rehab. First Health operates a vast network in Michigan and Colorado and operates nationwide to provide coverage to over 5.5 million people. First Health has one of the largest directly operated PPO networks to reduce the cost of out-of-network claims. They will negotiate claims to lower the out-of-pocket expense you may incur when going out of the network for substance abuse treatment. Aetna also partners with Confinity and Medicare to offer certain types of coverage as well as Medicare Advantage plans.

How to get started

You already have taken the first step which is admitting there is a problem that needs to be addressed. The next step is to verify and confirm your benefits which will help you determine the best place for you to receive treatment based on your coverage and needs. You can contact one of our insurance navigators and see if one of the programs we work with is right for you. 

1-800-513-5423

Sources

Aetna Medicaid coverage 

Erik Epp – Content Author